Terms

Terms of use

Susman Insurance Agency, a California-licensed insurance agency (License 0B75129), runs this site. It gives general information about life insurance and a tool that returns carrier quotes from your answers.

Quotes are not promises. Rates displayed are what carriers quote for the tier you selected and are for information only. They're not an offer of insurance, a guarantee of price, or a promise of being approved. The carrier's underwriting sets the final premium, rate tier and whether you're eligible; the issued policy and its amendments control.

No coverage is created here. Asking for a quote, submitting an application or sending a contact message doesn't create coverage. Coverage only exists when a company issues a policy and you accept and pay for it.

Availability varies. Products, carriers and rates change by state and applicant and may shift without notice. Quotes are provided for California residents.

Information. Articles on this site are educational and are not legal, tax or financial guidance. Verify important details with a qualified advisor.

Third-party system. The application page shows a secure application service run by someone else under their terms.